Inspections required by insurance companies in order to insure your home. These inspections are performed and completed BEFORE the insurance policy is issued.
A four-point inspection is a home inspection that looks at the four major systems of your home and assesses it for risk. The four major systems are your roof, electrical, plumbing, and HVAC systems. This inspection is more common for older homes but can be requested by underwriting at any given moment. This inspection looks for any unsatisfactory issues that underwriting may consider a risk when insuring a home.
A wind mitigation inspection is when a licensed home inspector checks your home's wind-resistant features. These features can be anything from door/window coverings to the way your roof is attached to your home to how your roof is sealed to prevent water from entering.
This inspection can provide extra discounts for your homeowners insurance.
A roof inspection is a thorough examination of all roofing components on, or in, your home. The inspection is performed to determine the current performance of your roof and what, if anything, needs to be done to correct any problems.
Some insurance companies require a roof inspection before insuring your home. Typically, this inspection is required on roofs over 10 years old.
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